ACEC Trust Programs

Business Insurance
Life and Health Insurance
Retirement Programs

ACEC's Trust Programs are designed to enhance your membership investment by helping to control your firm's costs. Programs are available for business insurance, life/health insurance, and retirement plans. The ACEC Trusts have created partnerships with reputable administrators and plan providers that offer valuable services with quality and competitive prices. In addition to providing business savings, these programs make for an attractive employee retention program in which individual employees benefit from your ACEC purchasing power.

In order for an engineering firm to take advantage of these excellent business opportunities you must become a member. ACEC membership is available through one of the 51 state and regional councils, called Member Organizations. Click on Join ACEC to begin your first steps to savings for your business. For membership information, call 202-347-7474 and ask for the Membership Department.

For additional information on ACEC's Trust programs, contact Charles Kim at 202-347-7474 and ckim@acec.org. ACEC members can achieve further savings through ACEC's Discount Programs. Click here for more information on these programs or contact discountprograms@acec.org.

ACEC Business Insurance Trust

The ACEC Business Insurance Trust (BIT) oversees a program that provides business and professional liability insurance coverage for participating ACEC member firms. The program offers policyholders ACEC-exclusive tailored coverage along with broad policy terms and conditions. Program coverage includes automobile liability and physical damage; workers' compensation; and the "Spectrum" package policy affording protection for buildings, business personal property, money and securities, business liability, equipment breakdown, drones, cyber security, computers and media. Catastrophe liability protection is available through umbrella coverage. The business insurance plan underwriter is The Hartford. The plan administrator is Greyling, a division of EPIC.

The Trust has authorized the administrator to work with member firms to help them determine the most appropriate professional liability coverage available to them. Neither ACEC nor the Trust endorses any one PLI provider. Rather, the objective is to offer a choice of providers for PLI coverage. Under the Deductible Assistance Program, the BIT may be able to defray all or part of your firm’s deductible for automobile or property claims if you are an ACEC member in good standing and participate in the BIT program. Once your claim is submitted and processed by the Hartford, you can request the return of your deductible amount up to $1,000 per claim. Click here to download the form needed to request deductible assistance from the BIT for processed property and auto claims.

Further information about the ACEC BIT Program can be obtained by visiting the BIT’s website at the following address:

www.acecbit.org

ACEC Life/Health Insurance Trust

Life and Health Insurance, by Engineers for Engineers

The mission of ACEC Life/Health Trust (Trust) is "to provide healthcare benefit solutions and services to support the business objectives of ACEC member firms and the health and wellbeing of the firms' employees and families." Since 1965, the Trust has dedicated their efforts to supporting the health, vision, dental, life and disability insurance needs of engineering firms across the country. They do this by partnering with top leaders in the health insurance and health benefits industry to deliver unmatched value in health insurance coverage to ACEC member firms.

The Trust's Healthcare Solutions Include:

• UnitedHealthcare: A Fully Insured Nationwide Plan
• Select Plan: Alternative Funding Model for Small-to-Mid-Size Firms
• Advantage Plan: Stop-Loss for Traditional Self-Funded Solutions
• Guardian: High-Quality Ancillary and Voluntary Products

The Trust also provides a complete portfolio of value-added services available at no additional cost to member firms on a Trust medical plan. These services include:

• Designed Wellness: Comprehensive Wellness Program
• Designed Advocate: Personal Healthcare Advisors
• Designed TeleHealth: 24x7 Phone Access to Physicians

Leverage, Strength & Stability

Member firms are backed by the group purchasing power of more than 1,600 firms and 90,000 participants. The Trust holds over two times the industry standard for financial reserves in excess over anticipated claims. And, their financial strength equates to long-term rate stability and an enhanced value proposition for every member firm they serve.

The fact is, the Trust truly believes that engineers deserve better. With a broad network of physicians, health care professionals and hospitals serving members nationwide, and a vast portfolio of traditional and consumer-driven plans to serve ACEC member firms at every level, the Trust provides significant peace of mind in a volatile healthcare environment.

When it comes to life and health insurance, no one knows or consistently meets the needs of ACEC member firms better than the Trust.

ACEC Life/Health Trust...You Belong!

To find out more about the Trust, or to receive a no-obligation quote, please send an email to sales@aceclifehealthtrust.com. Existing Trust employers and members can find more program information at www.aceclifehealthtrust.com. The ACEC Staff Liaison for the Trust is Charles Kim. He can be reached at (202) 347-7474 and ckim@acec.org.

ACEC Retirement Trust

The ACEC Retirement Trust oversees a program that provides retirement plans for participating ACEC member firms. Firms in any national category of membership are eligible for this program. Seven Trustees, made up of senior members of participating firms, oversee the Retirement Trust. The Trustees have selected nationally known consulting firms in the areas of ERISA compliance, investment selection and monitoring, participant education, and recordkeeping to assist them in the operation of their program. For program members, the Trustees assume a significant portion of the required fiduciary protection of each member’s plan, thus allowing firm personnel to spend more time on their engineering expertise and less on the retirement readiness of their employees.

Trust participant education is provided through webinars, newsletters and flyers and is available to participants 24/7 through websites and major social media channels. Call centers are provided where Plan Sponsors and participants can talk to live experts to assist with their questions and needs. Local representatives are assigned to each plan to assist with face-to-face questions and on-site education where desired.

For additional information regarding the Trust or its programs, please contact the Trust's Executive Director:

Bruce McFarland, Executive Director
1510 Woodstock Road
Roswell, GA 30075
brucemcfarland@acecrt.com

The ACEC Staff Liaison for the Trust is Charles Kim. He can be reached at (202) 347-7474 and ckim@acec.org.

Please visit the Retirement Trust's website at the following address:

www.acecrt.com